Taqwa-w- niggardly ,Allah hates people Who withhold wealth -Sura Mohammedpbuh----- Behold, ye are those invited to spend (of your substance) in the way of Allah: but among you are some that are niggardly. But any who are niggardly are so at the expense of their own souls. But Allah is free of all wants, and it is ye that are needy. If ye turn back (from the Path), He will substitute in your stead another people; then they would not be like you!

State Education  Taqwa  (fear Allah) & Accoutibility 

Muhammad  سورة محمد  Sura # 47 | Madina47-38.           هَا أَنْتُمْ هَٰؤُلَاءِ تُدْعَوْنَ لِتُنْفِقُوا فِي سَبِيلِ اللَّهِ فَمِنْكُمْ مَنْ يَبْخَلُ ۖ وَمَنْ يَبْخَلْ فَإِنَّمَا يَبْخَلُ عَنْ نَفْسِهِ ۚ وَاللَّهُ الْغَنِيُّ وَأَنْتُمُ الْفُقَرَاءُ ۚ وَإِنْ تَتَوَلَّوْا يَسْتَبْدِلْ قَوْمًا غَيْرَكُمْ ثُمَّ لَا يَكُونُوا أَمْثَالَكُمْ

 [Ahmed Ali]     خبردار تم وہ لوگ ہو کہ الله کی راہ میں خرچ کرنے کو بلائے جاتے ہو تو کوئی تم میں سے وہ ہے جو بخل کرتا ہے اورجو بخل کرتا ہے سو وہ اپنی ہی ذات سے بخل کرتا ہے اور الله بے پرواہ ہے اور تم ہی محتاج ہو اور اگر تم نہ مانو گے تو وہ اور قوم سوائے تمہارے بدل دے گا پھر وہ تمہاری طرح نہ ہوں گے

    

[Yusuf Ali]     Behold, ye are those invited to spend (of your substance) in the way of Allah:

but among you are some that are niggardly.

But any who are niggardly are so at the expense of their own souls. But Allah is free of all wants,

and it is ye that are needy. 

If ye turn back (from the Path),

He will substitute in your stead another people; 

then they would not be like you!